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Defy the Traditional

YOU do things differently and so do WE. Refinancing? Great. Purchasing? Awesome. We rise above the mortgage maze. Your home loan search has ended.

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Need a loan?
Of course you do.

That’s why you found us.

Let’s make it happen!

Simple Loan Process

Home loan options to meet your unique needs – this ain’t rocket science.

More Home Loan Options

Not a clock puncher? Perfect, we’ve got all the loan options to meet your unique needs.

Get Certainty Faster

Stop fooling around – we’ve got you and fast. Reliable pre-approvals are kind of our thing.

Ask the Magic Defy Ball

Hello
If you know, you know

We’re just that good

Time to 
own some 
investment properties

Debt Service Coverage Ratio loan. This is a loan for you real estate investors. Jump on the train. Oh, and no tax returns needed.

uhh...

…you focus on the why, we’ll focus on the how.

A home loan with us 🙂

We got you. We’ll look at the whole picture – your financial situation, long-term goals, and risk tolerance – to determine the best loan option.

Ever heard of passive income?
😉

Absolutely!

Cheeseburger, without a doubt
(& get me one please!)

Judgment free zone here (and please get me one I’m absolutely starving)

Still here and haven’t connected? You can only lead a horse to water…

Home Affordability Calculator: Ready to see how much house you can realistically afford?

Let's do this...

$
$
%
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$
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Home Price you can afford
(Assumes 43% Debt to Income Ratio)

$

Principal & Interest
$
Monthly Property Tax
$
Monthly Home Insurance
$
Monthly Mortgage Payment (Including Taxes and Insurance)
$

Note: Calculators display default values. Enter new figures to override.

Disclaimers:

The home affordability calculator is intended to be used for educational purposes only. Actual available rates and monthly payment amounts are subject to market fluctuations and other factors. What you can afford depends on many factors, including your total monthly payment, income, debt obligations, creditworthiness, down payment amount and other factors your lender may consider. Calculator results do not reflect all loan types and are subject to individual program loan limits.

Contact us today to understand your lending options and apply.

Janelle S.

July 23, 2023

The entire Defy team made my experience…

The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful.

Josh G.

January 17, 2023

Defy gets it done!

Thank you to everyone at Defy who made this happen. Some seriously savage behavior to get this done in this timeline and I appreciate it. It's a very strong start to winning more business! Thank you again!

Jordan B.

December 15, 2023

There's just so many good things to say

Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.

The entire Defy team made my experience…

The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful.

Janelle S.

July 23, 2023

I had a great experience with Defy

I had a great experience with Defy for my home loan. From start to finish, their professionalism, responsiveness, and commitment to customer satisfaction were outstanding. They were quick in making the entire process stress-free.

Sam

January 17, 2023

There's just so many good things to say

Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.

Jordan B.

December 15, 2023

This time next year you could be reading this from the comfort of your own home living room, adding a rave review, naming your first-born “Defy” - you know...

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