Defy the Traditional
YOU do things differently and so do WE. Refinancing? Great. Purchasing? Awesome. We rise above the mortgage maze. Your home loan search has ended.
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As seen in
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As seen in
![Homepage 15 NEW-Business-Wire-2020-Logo-Simple-Navy-1-1-scaled_clipped_rev_1-1.png](https://d206f882.rocketcdn.me/wp-content/uploads/elementor/thumbs/NEW-Business-Wire-2020-Logo-Simple-Navy-1-1-scaled_clipped_rev_1-1-qo4vfqwdqp5mbz24r3t83u1uc4kde06qshv3mdb15c.png)
![Homepage 16 AOL-logo.png](https://d206f882.rocketcdn.me/wp-content/uploads/elementor/thumbs/AOL-logo-qo4vfkbieuwm2pbotiyu4dpm6fgsw4gmflap9fkscw.png)
![Homepage 17 a929b8f0-dd65-11e9-bffe-b90463fd5188_clipped_rev_1.png](https://d206f882.rocketcdn.me/wp-content/uploads/elementor/thumbs/a929b8f0-dd65-11e9-bffe-b90463fd5188_clipped_rev_1-qo4vfpyjjv4c0d3hwleljcadqqp06b30gd7m53cfbk.png)
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Simple Loan Process
More Home Loan Options
Not a clock puncher? Perfect, we’ve got all the loan options to meet your unique needs.
Get Certainty Faster
Stop fooling around – we’ve got you and fast. Reliable pre-approvals are kind of our thing.
Ask the Magic Defy Ball
- Ask the Magic Defy Ball
- Why Choose Defy Mortgage?
- What is a DSCR loan?
- Should I sell my wife’s childhood home and get a beach house?
- What loan is right for me?
- Should I purchase a rental property?
- Cheeseburger, chicken sandwich, or protein shake?
![Homepage 21 Magic 8 Ball Blank | Defy Mortgage](https://d206f882.rocketcdn.me/wp-content/uploads/2024/05/Magic-8-Ball_Blank-1024x1024.png)
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Debt Service Coverage Ratio loan. This is a loan for you real estate investors. Jump on the train. Oh, and no tax returns needed.
![Homepage 24 Magic 8 Ball Uhh | Defy Mortgage](https://d206f882.rocketcdn.me/wp-content/uploads/2024/05/Magic-8-Ball_Uhh-1024x1024.png)
…you focus on the why, we’ll focus on the how.
![Homepage 25 Magic 8 Ball We got You | Defy Mortgage](https://d206f882.rocketcdn.me/wp-content/uploads/2024/05/Magic-8-Ball_We-got-You-1024x1024.png)
We got you. We’ll look at the whole picture – your financial situation, long-term goals, and risk tolerance – to determine the best loan option.
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Absolutely!
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Judgment free zone here (and please get me one I’m absolutely starving)
Still here and haven’t connected? You can only lead a horse to water…
Ready to see how much house you can realistically afford without living on Ramen noodles for the next decade? Let's go!
Janelle S.
July 23, 2023
The entire Defy team made my experience…
The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful.
Josh G.
January 17, 2023
Defy gets it done!
Thank you to everyone at Defy who made this happen. Some seriously savage behavior to get this done in this timeline and I appreciate it. It's a very strong start to winning more business! Thank you again!
Jordan B.
December 15, 2023
There's just so many good things to say
Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.
The entire Defy team made my experience seamless!! As a busy professional and single mom, I’m not sure how I would have gotten through the process without them. They achieved all of my goals and objectives and I am so so grateful.
Janelle S.
July 23, 2023
I had a great experience with Defy for my home loan. From start to finish, their professionalism, responsiveness, and commitment to customer satisfaction were outstanding. They were quick in making the entire process stress-free.
Sam
January 17, 2023
Todd and the team made the process seamless for us. They have creative options that allowed us to get into our dream home at a better rate than we found elsewhere. Can’t say enough good things about the Defy team.
Jordan B.
December 15, 2023